Business interruption

The knock-on effect

Whenever a business suffers a substantial material loss due to FIRE, FLOOD, THEFT, or other PERIL, this loss is inevitably followed by a downturn in sales and increase in running costs. These consequential losses are covered by your BUSINESS INTERRUPTION POLICY. These losses are invariably complicated to present and it is therefore recommended that you utilize the expert services of THOMPSON & BRYAN for the following reasons.

  • As with the material loss, the responsibility of calculating and proving the Business Interruption claim rests with you. The Loss Adjusters appointed by the Insurers will employ experts in this field, but will not prepare the claim on your behalf. They cannot serve two masters.

  • If you were to decide to prepare the claim yourselves, you would need to have the necessary specialist skills within your circle of employees, whose time would be better spent on the vital task of re-establishing your business for its future existence.

  • A Business Interruption claim represents a specialist element which requires particular knowledge and experience in order to achieve the fullest possible recovery. THOMPSON & BRYAN retain the very best expertise in this specific area of loss, including one of the UK’s leading Business Interruption specialists. Please go to PROFESSIONAL QUALIFICATIONS for specific details.

  • THOMPSON & BRYAN will provide continuous professional guidance to assist you in decisions on emergency business procedures, and expenditure on temporary facilities to maintain turnover.

  • The complexity of Business Interruption assessments renders sufficient margin of professional opinion in their evaluation, to justify the cost of THOMPSON & BRYAN’S fees, which are always fairly based anyway.

  • THOMPSON & BRYAN’S professional reputation in the field of Business Interruption is second to none.


ARE THOMPSON & BRYAN TO BE APPOINTED TO PROTECT YOUR INTERESTS? THE DECISION IS YOURS.